Planning to app chase, citi, Amex which to do first?

[Anonymous]

Hey everyone all things being equal which bank would you app first? Is one more inquiry wary than another? Any recommended order to this?

Chase Sapphire Preferred
Citi Prestige or Premier (weighing options)
SPG Amex

[redpat]

Chase, Citi and then amex.

If you have received 5or more cards in 2 years you can cross off CSP from your list.  Also Chase is very inquiry senestive now.

Good luck!

[kdm31091]

Yes if you're above 5 cards in the last 2 years you can forget CSP, in which case I'd do Citi and then Amex.

[Anonymous]

why do you have want all three? and chase 1st without a doubt

[kdm31091]

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@Anonymous wrote:
why do you have want all three? and chase 1st without a doubt

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Actually, that's a good point too. OP, are you sure you can justify 3 AF travel cards? You have to spend a pretty large amount to get past all those fees.

[Anonymous]

lol that's what i was thinking. 3 expensive cards for what benefit..

[Anonymous]

I essentially live overseas, so I do a ton of traveling as well as significant foreign spend. The Chase one comes highly recommended by many, the SPG one is valuable to me because I stay at their properties regularly (and no forex in August), the Citibank is valuable to me because they have partnerships with both American and Etihad of which I fly both very regularly and are also partners do their miles swap. I've got some significant purchases coming in the next few months that will make it pretty easy to meet the minimum spends on all of them. Two of them have waived AF for the first year the third I will reevaluate in a year, but I've got flights to buy this year and next so can get maximum value out of the flight reimburse.

[Anonymous]

your life sounds awesome. i am sitting on the couch with my butt hurting waiting 30 minutes to get ready for boring work lol.

[Anonymous]

Haha, it has it's ups and downs. I've got those days myself, I just happen to do them overseas.

[Anonymous]

what do you do for work