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Platinum card vs Signature

Frequent Contributor

Platinum card vs Signature

I've read some postings here that talked about signature cards not being the greatest thing as far as building up a credit score, can someone shed some light on this for me? I was going to app for a chase card, and noticed they offer platinum & signature. Also which chase card is considered the lower end card, if there such a card with chase.


FICO 10/07/2009: EQ:627 (2 INQ's) TU:660 (1 INQ)

PLUS 10/07/2009: EX:605 (4 INQ's)
2 paid collections (Utilities) - 2004 & 2005
1 current loan open (22k)- never late
1 Salute Visa - never late (unfortunately they no longer have a credit card program)


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
Message 1 of 2

Re: Platinum card vs Signature

Hi Gibran,


I just got a signature card (without knowing it =/) and I had to do some research myself. If you read these links, it should give you a good idea of what signature is:




linky 2


Personally, I will use it for the zagat ratings and warranty service.


Message 2 of 2