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Hello Friends,
I have started a thread couple of days back for BCE app.
Now Zync is not available so changing my plan.
App for Green as I have pre-approved offer. After approval I will apply for BCE. If BCE approved then it will be only 1 HP. I will cancel Green card within year (no AF for 1st year) because I dont want to pay $95 annually.
If denied for BCE then I will apply in Jan for BCE and cancel my Green Card.
(I have pre-approved offers of Green and Gold, which will be better for future chances of BCE?)
Please share your views.
@Anonymous wrote:Hello Friends,
I have started a thread couple of days back for BCE app.
Now Zync is not available so changing my plan.
App for Green as I have pre-approved offer. After approval I will apply for BCE. If BCE approved then it will be only 1 HP. I will cancel Green card within year (no AF for 1st year) because I dont want to pay $95 annually.
If denied for BCE then I will apply in Jan for BCE and cancel my Green Card.
Please share your views.
Sounds like a plan.
Except I would wait a year before apping for BCE again if you get denied after Green approval.
@LS2982 wrote:
@Anonymous wrote:Hello Friends,
I have started a thread couple of days back for BCE app.
Now Zync is not available so changing my plan.
App for Green as I have pre-approved offer. After approval I will apply for BCE. If BCE approved then it will be only 1 HP. I will cancel Green card within year (no AF for 1st year) because I dont want to pay $95 annually.
If denied for BCE then I will apply in Jan for BCE and cancel my Green Card.
Please share your views.
Sounds like a plan.
Except I would wait a year before apping for BCE again if you get denied after Green approval.
I plan to keep applying for BCE after every 3 months till approval. It will be SP on denial because I will be Amex member. That is also one reason I am apping for Green before BCE. Last time I was not aware of this procedure and got denied for BCE (otherwise I should have Zync by now :-( and in hunt of BCE)
I say app for just the BCE no point in getting a card you dont want. Either way it will be only 1 HP because your only apping for 1 card. I say you have a good shot at the BCE. I just got approved for the BCE and you can see me scored below and i had under 1 year of AAoA.
@youngandcreditwrthy wrote:
They hp'd me on every report last night here in Tx, so be aware of that as well. And idk my other Fico scores lol other than 696 TU
Must of been borderline then. They pulled only EX for my here in SoCal and according to my auto refinance my score is a 700. Well see what my score is from AMEX because im sure i didnt get the best terms.
@Anonymous wrote:I plan to keep applying for BCE after every 3 months till approval. It will be SP on denial because I will be Amex member. That is also one reason I am apping for Green before BCE. Last time I was not aware of this procedure and got denied for BCE (otherwise I should have Zync by now :-( and in hunt of BCE)
Anecdotally this appears to have delayed some people's getting various cards with Amex. I wouldn't chase the consistent application route such as you're doing honestly. While I don't know about a year as LS recommends, January is a reasonable bet but I wouldn't app again in April. Amex anecdotally dislikes "frivolous" applications.