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Please give some data points..credit limit/income..

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Senior Contributor

Re: Please give some data points..credit limit/income..


@firefox100 wrote:

For example back in 2616 I open a Discover card 


Well, it's good to know that Discover will still be around in your time. Though I would have thought by then that physical CC would have gone away. Thanks for the DP's from your time though, they may come in useful if i live that long. Smiley LOL






Message 61 of 62
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Super Contributor

Re: Please give some data points..credit limit/income..

What are the APR‘s like then?
Our FICO scoring wisdom, regularly updated: Link to Scoring Primer.

Negative Reason Codes/Scoring Factors by CassieCard: Link to Reason Code Chart.

ccquest’s awesome workbook to calculate metrics for you: Link to Workbook.


Oct 2020. Oldest/average varies. (Estimates above.)
Real world maximums for the mortgage scores are:
EQ5-818, TU4-839, EX2-844.



RIP: (Forgive typos, mobile. Everything said is JMHO.)
In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Severity and recency? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (Mature/young), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR? AoYA? Etc...
Message 62 of 62
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