cancel
Showing results for 
Search instead for 
Did you mean: 

Plum Card Approval

tag
Uncle_Money
Established Contributor

Plum Card Approval

Hey Gang,
 
I figured I'd spread some good news here today. I was just approved for the Plum card by Amex. Do we have any Plum card holders in the house?

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 1 of 14
13 REPLIES 13
jaybird201
Established Contributor

Re: Plum Card Approval

Congratulations! I'd consider setting-up a small business just to get a Plum card. 2% back for paying on-time, I'd be fine with that!
Message 2 of 14
Creditaddict
Legendary Contributor

Re: Plum Card Approval

My business just got the Plum last month but after running the numbers for 2% cash back or Membership rewards I get on the Gold card, the Gold card gives me about Double cash back vs. 2%.
So cancelled it.
but when you activate, I sure did like how they asked up front what you planned on spending and if that would work for amex so the card was never declined, the gold we had some issues in beginnning until we built history with how much we ran through it.
Message 3 of 14
aftermath
Established Contributor

Re: Plum Card Approval

how difficult is for your business to get approved for the Plum card?  Does it require a PG?
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 4 of 14
Creditaddict
Legendary Contributor

Re: Plum Card Approval

sorry that did sound confusing... amex cards are purely PG approved.
 
Message 5 of 14
aftermath
Established Contributor

Re: Plum Card Approval



Creditaddict wrote:
sorry that did sound confusing... amex cards are purely PG approved.
 


hey creditaddict, thanks for the prompt response.  when they do a PG, do i take an inquiry hit on my personal credit report?
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 6 of 14
Creditaddict
Legendary Contributor

Re: Plum Card Approval

Yes EX
Message 7 of 14
aftermath
Established Contributor

Re: Plum Card Approval



Creditaddict wrote:
Yes EX


Smiley Sad
 
then does the plum report to your personal CR as well?


Message Edited by aftermath on 08-28-2008 09:55 AM
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 8 of 14
Creditaddict
Legendary Contributor

Re: Plum Card Approval

none of the business amex cards report to personal unless you default.
Message 9 of 14
aftermath
Established Contributor

Re: Plum Card Approval



Creditaddict wrote:
none of the business amex cards report to personal unless you default.



Smiley Sad
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.