@pizza1 wrote:
TRC... No way would I be approved now or this summer for the SM, lol!! I've got too many Inquiries on rebuilding this last year or so, and knowing how Barclays "can be" with new accts and Inquiries, I think I'll wait till I'm in a better position. I know I'd be declined. But I'll let you know next year how it goes!!
For the record... I have 23 INQ's on my TU.
20 from 2013 when I was setting up my profile after BK13 discharge that are set to fall off this year... and 3 from 2014.
Obviously they didn't pay much attention to the INQ's from 2013.
FICO8 current as of :
4-17-24 EQ:
724 TU:
707 EX:
706Hard INQs last 12 months: EQ:
5 | TU:
8 | EX:
9Verizon Visa
$8500 Amex Delta Reserve
$10,000 Care Credit
$18,000NFCU CashRewards
$7500 Apple Card
$7000 Best Buy
$8000 Amazon
$5000NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray)
6.95%NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome)
9.45%Total CL:
$64,000 --- Total CC UTI:
27% --- AAoA:
5.5 years --- Income:
$200kLast app:
4-6-24