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Possibly cancelling Amex gold

jcooks
Frequent Contributor

Re: Possibly cancelling Amex gold

You can Uber to Shake Shack and knock out both at the same time...now that's what I call winning

Message 21 of 35
wasCB14
Super Contributor

Re: Possibly cancelling Amex gold


@jcooks wrote:

You can Uber to Shake Shack and knock out both at the same time...now that's what I call winning


I've taken an Uber to get takeout before. It was about $10 each way, $20 RT. I was visiting family and didn't have a car of my own, the restaurant didn't deliver, and everyone wanted to get food from there.

 

I waited in the restaurant for the food for maybe 30 minutes. When I went back, I actually got the same driver for my return trip. He thought it was hilarious.

 

I was buying something like $200 of food so the economics weren't too crazy and walking would have been impractical with heavy paper bags vulnerable to breaking.

 

But for a $15 or $20 order, I'd just pay the delivery fee!

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR, Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: EDP, BCP
Closing soon: Discover

Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 22 of 35
Aim_High
Senior Contributor

Re: Possibly cancelling Amex gold


@jcooks wrote:

You can Uber to Shake Shack and knock out both at the same time...now that's what I call winning


You're cracking me up, @jcooks!  LMAO Smiley LOL 

Glad I wasn't drinking coffee when I read that!  

laughing_emotio.gif



Length of Credit > 35 years; Total Credit Limits > $600K
AoOA > 29 years (Jun 1993); AoYA (Nov 2021)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 23 of 35
VanderSnoot
Established Contributor

Re: Possibly cancelling Amex gold

I've been waiting to cancel my amex gold, but they offered me a loyalty bonus of 20k points for $3k spend in 3 mos. I'll pay $50 for the random benefits I get from the card from time to time.

Message 24 of 35
W261w261
Frequent Contributor

Re: Possibly cancelling Amex gold

OP, if you can't get a pro-rated refund, then you might want to make the best use of the upcoming year by mending your fences with Amex, whatever the reason was they hit you with a limit on the account. If you can do that, it might be easier in the future to get back in with more choices. 

Message 25 of 35
Wavester64
Valued Contributor

Re: Possibly cancelling Amex gold


@Slowlyrebuilding wrote:

So I am considering getting rid of my Gold card. Reasons 1) they got rid of a few of the perks that let me justify the annual fee (Uber eats pass, airline reimbursement etc) 2) they put a hard limit on it 

I just realized the perks were gone after the annual fee hit. They put the hard limit on about 2 weeks after the annual fee.

so my question is if I cancel it, will I get a pro-rated refund of the annual fee?


Just in case you consider trying for a retention offer, when I reached out to AMEX (chat) about cancelling the card, after a little back and forth, they offered me 15K MR points with $2K spend in 3-months, so I decided to hold it for another year. I am sure you could get the same if you wanted to.





Potential Future Cards
Message 26 of 35
Wavester64
Valued Contributor

Re: Possibly cancelling Amex gold


@VanderSnoot wrote:

I've been waiting to cancel my amex gold, but they offered me a loyalty bonus of 20k points for $3k spend in 3 mos. I'll pay $50 for the random benefits I get from the card from time to time.


they offered me 15K MR points with $2K spend in 3-months





Potential Future Cards
Message 27 of 35
VanderSnoot
Established Contributor

Re: Possibly cancelling Amex gold


@Wavester64 wrote:


they offered me 15K MR points with $2K spend in 3-months


Congratulations on the retention bonus!

Message 28 of 35
Slowlyrebuilding
Contributor

Re: Possibly cancelling Amex gold

@W261w261  I could live with the hard limit. I'm not one who uses it for thousands a month. I'm just annoyed as I've had the card (and 2 other Amex) for a long time, I've never been late or any issues and my credit file is better now than when I initially got the card. So unfortunately I don't even know what fences need to be mended

Message 29 of 35
Slowlyrebuilding
Contributor

Re: Possibly cancelling Amex gold

@Wavester64  Maybe I'll try. I assume since they put the hard limit I may not be a customer they're trying to retain...

Message 30 of 35
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