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Pre- Approval....should I accept??

Valued Contributor

Re: Pre- Approval....should I accept??

I'm 50/50 on this one while it's enticing to see a pre-approval with a higher limit than almost all of your cards combined it's a CU and they typically get HP happy when it comes time to make changes like a CLI.  However, on the other hand I have some CU cards that offer up some hefty CLI's w/o even asking.  About 50% of them have upped their limits w/o asking by at least 5K/card at this point over several years.


I don't really think it would be an issue with your other cards looking down on you for taking a bigger offer and adding 1 account to the mix.  It's been 2-3 months since the last one depending on how you count the months.  


It's your decision, waiting until Oct would probably be ideal for spacing things out just a smidge longer, and it will give the others something to compete with when they review your accounts for CLI's.

500K+ TCL / 800+ FCOs
Message 11 of 11
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