Pre Approved [Accepted Offer]

[Dustink]

I still haven't figured out what I should do...lol

[Dustink]

I could just accept the offer and apply for the rate advantage 6 months down the road or something.

[Swapmeet]

Isn't a world Master card similar to a visa siggy in that it does not report a CL?

[Ron1]

It depends what you are going to do with the card. 15.9% is not too bad. I never carried any balance on both of my World MC and Amex. I usually use it to pay utility bills and used my Amex at Costco.

Ron.

[Dustink]

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@Ron1 wrote:

It depends what you are going to do with the card. 15.9% is not too bad. I never carried any balance on both of my World MC and Amex. I usually use it to pay utility bills and used my Amex at Costco.

Ron.

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Do they report your limit?

[Ron1]

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@Swapmeet wrote:

Isn't a world Master card similar to a visa siggy in that it does not report a CL?

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USAA World MC does report CL unlike Chase/BofA.

Ron.

[Ron1]

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@Dustink wrote:

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@Ron1 wrote:

It depends what you are going to do with the card. 15.9% is not too bad. I never carried any balance on both of my World MC and Amex. I usually use it to pay utility bills and used my Amex at Costco.

Ron.

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Do they report your limit?

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YES. It reported as revolving credit card in EXP and flexible spending credit in TU.

Ron.

[Swapmeet]

I like USAA. Is there a minimum CL to upgrade to the world MC from the platinum like e.g. the CSP requires a 5k min. CL?

[Ron1]

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@Swapmeet wrote:

I like USAA Is there a minimum CL to upgrade to the world MC from the platinum like e.g. the CSP requires a 5k min. CL?

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I think $5K is the minimum.

Ron.

[Dustink]

I went ahead and applied. Ugh, so much for gardening...