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Pre Approved by Chase

Yasselife
Established Contributor

Pre Approved by Chase

How accurate is it? I am 4/24 and would be interested in the Freedom Unlimited since has no annual fee. Does this increase my chances?

AF4AC11E-630C-4FC7-82E7-A618FCD6F695.jpeg

 

Message 1 of 9
8 REPLIES 8
Hoben02
Frequent Contributor

Re: Pre Approved by Chase

Should be done deal. That's how I got my csp when I was over 5/24

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival, frontier)
Bofa(US pride, premium, travel, cash, alaska)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Message 2 of 9
M_Smart007
Legendary Contributor

Re: Pre Approved by Chase

Apply and go buy a lottery ticket at the same timeSmiley Happy

Message 3 of 9
rgd51
Frequent Contributor

Re: Pre Approved by Chase


@Yasselife wrote:

How accurate is it? I am 4/24 and would be interested in the Freedom Unlimited since has no annual fee. Does this increase my chances?

AF4AC11E-630C-4FC7-82E7-A618FCD6F695.jpeg

 


The freedom unlimited would give you literally no benefit since you already have the freedom flex for the 3% dining, 5% rotating categories, and 5% ultimate rewards travel. You have the citi double cash which is 2% flat rate so I don't see any way in which the freedom unlimited would give you rewards that your other cards can't. I'd save that HP and new account for a card that will benefit you.

Message 4 of 9
SumMischief
Member

Re: Pre Approved by Chase

Very , very legit. I had an offer like this last month and was way over the 5/24 rule. The offer when I clicked on it had the APR set (not variable) and the amount of the credit limit. All I had to do was accept it . 

 

Side note* 

At the time I accepted the offer I was 3 cards over the 5/24 rule.

This month same type of offer but for a car loan was presented to me and all I have to do is accept .

 

Go for it ...

Message 5 of 9
805orbust
Established Contributor

Re: Pre Approved by Chase

As part of the recent Chase pre-approval club I can tell you it's solid as no other. 


Message 6 of 9
SouthJamaica
Mega Contributor

Re: Pre Approved by Chase


@Yasselife wrote:

How accurate is it? I am 4/24 and would be interested in the Freedom Unlimited since has no annual fee. Does this increase my chances?

AF4AC11E-630C-4FC7-82E7-A618FCD6F695.jpeg

 


As long as your scores haven't gone down, it's pretty solid.


Total revolving limits 689000 (587000 reporting) FICO 8: EQ 718 TU 721 EX 698

Message 7 of 9
Youknowwho
New Contributor

Re: Pre Approved by Chase

Congrats. Btw I was on chase's bad side for years I got  one of those pre approvals one day and it was for 2 cards I didn't want. I wanted CSR I applied and I got it. So you should be all set go for it. 

Message 8 of 9
mark3038
Established Contributor

Re: Pre Approved by Chase

It sounds like a good offer. In my opinion you should go for it. I think you will have no problem with getting the card. You do not see offers like that very often.

Thanks

Mark

Please note; My postings are my opinion only. You can accept them or reject them. Thanks, Mark
Message 9 of 9
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