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Pre approvals ruining garden time

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LS2982
Mega Contributor

Re: Pre approvals ruining garden time


@pats23 wrote:
The email came from usaa which I am a member TDbank my other bank also a mbet. I ignore all the junk ones like credit one. I should also add my only goals of gardening is to better my future I have all my goal cards at the moment so it's not like I'm stopping myself from something. But at the same time I do want a clean inq report for when something does come up IE mortgage etc

Make cleaning up your report your goal and stick to it!! No temptations! 




EQ FICO 548 3/3/16
Message 11 of 14
pats23
Contributor

Re: Pre approvals ruining garden time

Solid advice LS

$4000----------- $5000------------$15000-------------$3500-------------NPSL----------$2500------------$5000----------$10000--------$5000
Message 12 of 14
myjourney
Super Contributor

Re: Pre approvals ruining garden time

You have a plan you set for yourself so be strong 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 14
gen-specific
Frequent Contributor

Re: Pre approvals ruining garden time

seeing these posts makes it so much easier for me to stay in the garden

 

but then again my plan doesn't include opening new accounts so its easy to ignore preapprovals

Message 14 of 14
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