I keep getting pre-approved for cards like credit one, first premier, matrix etc. This all has just started this year. What the hell is going on I have had capital one secured credit card atleast 1 yr and never got anything about pre-approved cards until this year. Give it my score did rise especially this month with a 18 point jump. Now why would i get a card from these people there af and monthly fees are just crazy. I have 2 cards now where are the chase, amex, discover pre-approvals at lol. Those would be the only cards I would consider but not even until my new card ages for 1 year atleast. I dont want to opt out and they not get pre-approvals from other credit card companys that my help me.
@Richierichdollar wrote:I keep getting pre-approved for cards like credit one, first premier, matrix etc. This all has just started this year. What the hell is going on I have had capital one secured credit card atleast 1 yr and never got anything about pre-approved cards until this year. Give it my score did rise especially this month with a 18 point jump. Now why would i get a card from these people there af and monthly fees are just crazy. I have 2 cards now where are the chase, amex, discover pre-approvals at lol. Those would be the only cards I would consider but not even until my new card ages for 1 year atleast. I dont want to opt out and they not get pre-approvals from other credit card companys that my help me.
Follow these steps:
1.) Take subprime preapproval
2.) Stick in Shredder
3.) Repeat as needed
Live much more happy life!!!
What he said. 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@LS
Good one!
lol they are sitting right ontop of the shredder now.
@Richierichdollar wrote:lol they are sitting right ontop of the shredder now.
He who leaves offer on table.........................succombs to temptation
@LS2982 wrote:
@Richierichdollar wrote:I keep getting pre-approved for cards like credit one, first premier, matrix etc. This all has just started this year. What the hell is going on I have had capital one secured credit card atleast 1 yr and never got anything about pre-approved cards until this year. Give it my score did rise especially this month with a 18 point jump. Now why would i get a card from these people there af and monthly fees are just crazy. I have 2 cards now where are the chase, amex, discover pre-approvals at lol. Those would be the only cards I would consider but not even until my new card ages for 1 year atleast. I dont want to opt out and they not get pre-approvals from other credit card companys that my help me.
Follow these steps:
1.) Take subprime preapproval
2.) Stick in Shredder
3.) Repeat as needed
Live much more happy life!!!
Haha!! Hilarious LS!