Pre-pay a year of internet and Netflix on Cash+?

[SBR249]

Amazon offers a lot of third party gift cards, so basically for any place where you know you'll consistently spend money and if Amazon offers a gift card, you can get 5% cashback. Around where I live, Giant and Safeway are big grocery chains and Amazon sells gift cards to both. So I've basically relegated my BCE to the SD for the 5% CB on groceries. 

[Anonymous]

Did anyone else get a recent offer?  My recent one goes from June 1 through the end of July.  It's an extra 20% cash back after $900 spent.  Heck I wonder if my cable service would allow me to pay ahead like that.    

[Anonymous]

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@Anonymous wrote:

Did anyone else get a recent offer?  My recent one goes from June 1 through the end of July.  It's an extra 20% cash back after $900 spent.  Heck I wonder if my cable service would allow me to pay ahead like that.    

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Most companies will. It’s not at all uncommon for people to prepay their cable bills for their summer homes and such so they don’t have to worry about it later. 

[K-in-Boston]

For Verizon FIOS, I have paid 4 months in advance. For Netflix I have paid a year in advance. For our electrical and gas provider here in the city I have paid each of those in $650 chunks (there is a $2.25 charge per $650). To elaborate on the Netflix mention earlier, you can make a one-time payment of any amount or add a gift card of any amount, but the actual billing only happens once a month.

Had an interesting situation where we both got Delta Reserve cards with the then-record SUB back in October. Needed the 10,000 MQMs on each to hit after 1st of January to count toward 2020 status, so there was only a 1 week window to hit the $3,000 spend on each card. Utility prepayments helped make sure that happened.

[longtimelurker]

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@dlister70 wrote:

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@longtimelurker wrote:

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@kdm31091 wrote:

If you can swing the extra upfront cost, there's nothing wrong with prepaying, although I don't think of it as "leaving cash back on the table" because regardless, you'll get cash back when you pay your bill eventually. 

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I think the OP is saying that they usually use the Fast Food category on Cash + and next quarter they don't need to.   So, if they spend most of the 2000 on fast food, they won't always get the cash back when they pay the bill...

I just discovered I have spend $2100 this quarter with one more mobile payment to go, so I messed up!

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Yes, I guess I wasn't clear on that.  I will only have the cable/streaming as a category for next quarter, and then I will be switching back to fast food.  Although I don't spend $2000 per quarter on fast food (yikes!) I do spend more than the $50/month that my internet is, so it's usually a better category for me.

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Remember you have 2 5% categories, so if you don't spend $2K a quarter some could be left for streaming

[Credit-hoarder]

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@Anonymous wrote:

Comcast will let you pay as far ahead as you want to, I do it all the time to hit SUBs. 

I believe it was @Kforce who said that they prepaid each quarter to maximize their cash back from the Cash+  

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This is good to know b/c it will help put me over the top next month meeting the SUB on my Chase INK.

[Anonymous]

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@Credit-hoarder wrote:

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@Anonymous wrote:

Comcast will let you pay as far ahead as you want to, I do it all the time to hit SUBs. 

I believe it was @Kforce who said that they prepaid each quarter to maximize their cash back from the Cash+  

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This is good to know b/c it will help put me over the top next month meeting the SUB on my Chase INK.

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When I worked at Comcast, I had someone call and pay $3000 one time to cover their services at their second home for a year. I asked my supervisor if I could even take a payment that large and she had me process it and stick a permanent note that customer called to specifically pay for a year of service in advance in CSG. That was a bit more extreme example but yeah, Comcast won’t turn down getting to earn interest on your money.

[MyDataMyChoice]

sometimes you can negotiate a 'deal' with the cable company ... if I prepay a year upfront.. will you discount the service by 10%

[KLEXH25]

This is all so helpful! Why didn’t I ever think of it? Especially if you’re stuck to a contract and have the money to pay it off anyway. Looks like I should be able to meet any future SUBS coming my way 😊

[Anonymous]

Great thread with great replies to the OP. This is why I keep coming back to this forum. It's like I get paid to come here.