@Ortz33__ wrote:I've been paying down balances to gain CLI's on my cards. I just paid down a Merrick card to 0 and on the statement date got a $300 increase auto.
I have 4 GE cards and have not gotten increases on any. Amazon, Paypal, Walmart and Banana Republic. I have had 2 for just about a year. My UTI has been high however and on PayPal I did mistakenly go over my limit but paid in that day. Oops.
i'm suprised about each. Walmart is only 6 months old so I understand that. But it sounds like they are giving them out like crazy. I have hit the luv button and the notices have said too high uti, too many inqiuries. this was a few months ago. I've gotten my TU up to upper 600s. a few balances reporting this week should bring it around 690.
Should I hit the luv button again OR call and ask for a CLI on at least two accounts by $1500? My PayPal is $500 and Walmart $500 as well.. My highest bank card limit is $2400. My average limit is $1500.
I would call and heve them review all 4 accounts for increases. Shoot high, they will counter offer if your eligible for something lower than asked for.
GOOD LUCK!!!!
@Ortz33__ wrote:should i tell them i am just looking to grow with them and have limits more near my other card limits or should it ell them i want ot make a large purchase? im not making a large purchase. maybe a vacation in july but i dont intend on any large store purchases.
They do not ask about intentions, just what would you like your limit to be and then put you on hold while they review your accounts. If anything is asked I would say you want flexibility to be able to make bigger purchases.
