Prequalified offers are coming in now

[lithium78]

I got a prequalified offer for the GM Card from Capital One.  I'm a Ford guy, so I think I'll pass, but it's nice to be at the point where these offers are coming in for decent cards.  It wasn't long ago that I was stuck with bottom-of-the-barrel cards like Credit One.

[Epcot]

Shows things are improving. Keep it up!

[sakhalin070]

When I was 18, I really wanted to get pre-approval offers.  Despite paying on time and in full every single time, I never got one.  Then I turned 21, got 3 new cards, and the pre-approvals flooded my mailbox.  Guess I gotta be careful what I wish for lol!  Not gonna lie though, it made me feel good lol

[creditnocash]

come to think of it your right pre approvals started coming in after i turned 21. (discover/chase/cap one)

got a fp one today with a cl of 750! omg 

shredder be callin your name. 

anyways it seems like they wait for after an app spree to actually get to your house  =/ 

[sakhalin070]

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@creditnocash wrote:

come to think of it your right pre approvals started coming in after i turned 21. (discover/chase/cap one)

got a fp one today with a cl of 750! omg 

shredder be callin your name. 

anyways it seems like they wait for after an app spree to actually get to your house  =/ 

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OMG, I know.  I applied for the BCE online with the generic "signup bonus" of a $100 statement credit for spending $1000 in the first three months.  A week after I activated the card, I get a BCE prequalified letter in the mail with a signup bonus of a $250 statement credit for spending $1000 in the first three months!  I was like "ARRRRRRGH".

And Discover sent me a preapproval for the More (before I converted it to the IT) after having the card already; TWICE. lol

[chnceit]

I love pre approvals when I get them Its a good feeling when you know they are thinking of you!

[snowkitty]

I get very excited to see preapproval offers rolling in! At first it was junk cards and then it got to be prime lenders. I would have never applied for Amex or FNBO if they had not sent me a preapproval. Now I get prime mixed in with junk cards

[flowfaster]

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@snowkitty wrote:

I get very excited to see preapproval offers rolling in! At first it was junk cards and then it got to be prime lenders. I would have never applied for Amex or FNBO if they had not sent me a preapproval. Now I get prime mixed in with junk cards

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Hey BTW I just received a pre-approval for the FNBO Amex.  How is this card.  The terms they sent me weren't the best so I won't  take it.  14.9 APR and 2 points for grocery and gas. Although 0% apr until 4/14.