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I received two letters in mail that pre selected for these cards, and I'm curious if anyone have success being approved with being preselected?
It seems like I have a fixed APR of 18.99, but also it says "This APR will vary with the market based on the Prime Rate."
I don't think I'll even get approved for these cards since I recently opened up 2 cards.
Folks have been approved with these offers, but that's due to those profiles supporting the approvals -- profile-specific.
Pre-selected means Citi (through a third party) has been provided some basic and preliminary criteria to make the offer (the non-spread APR on any of them does not mean it signals an approval other than the APR you'd receive -- if approved). That said, the offers are not pre-approved, but if your profile supports it, you can give it a try.