I've currently got one visa through my bank with a $5k limit. No other open revolving cards. The baddies on my CRs are 2-4 very low limit CO from 2007 and some 120+ lates on only my Nelnet SL accounts. Last late of 120+ in 2/10. This sucky thing is that I was paying on my SL for over a year but there was a past due balance so I was accruing lates while making payments.
Anyway, this aside, I have skipped getting any subprime cards or store cards. Was declined for a Freedom in November but approved by my bank for the $5k limit. I've had a positive discover that I have closed in the past. I also have a balance with Amex business gold (CO) that I am going to call up and pay today. What should I realistically expect my next card options to be? Citibank? Discover? Amex? I'd also like to add a Mastercard with a chip & pin for international travel w/ no exchange fees.
Thanks. I do need to complete another round of GW letters. I wish most of my old positive revolving accounts had not dropped off already. I had many store cards that went dark over the past 8 years due to non-use. About 4-6 cards do not appear on my CRs.
Anyone have an idea for a USA available chip (swipe) & pin MasterCard? I'll be traveling much more this year.