The annual fee difference doesn't bother me, . . I definitely want the Gold, but don't want to be denied when i could have gotten the Green. My question is if there is a big difference between them, approval-wise. Here are my current EX stats, assuming they pull from there.
Approximate score 680-712
AAoA1.5 years
2 open credit cards with nearly 1.5 years on first one 8 months second one perfect history
Leasing a car with 15000 debt with a cosigner
6 inquires the last one in january
