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Product Change Approval, Wells Fargo Cash Back Signature to Active Cash

tag
Anonymous
Not applicable

Product Change Approval, Wells Fargo Cash Back Signature to Active Cash

Doing some research in the forums I found some people mentioned being able to PC old WF cards to the new Active Cash.  It appears you can now do this online.  I clicked on the card online then on the right hand side clicked "more services" then clicked "switch credit card".  No hard inquiry, account number stays the same, no new account is opened so maintains credit history.  There were a few services that were lost on my old Cash Back Signature Visa:

 

1. Emergency Cash Disbursement and Card Replacement
2. Auto Rental Collision Damage Waiver
3. Travel Accident Insurance
4. Extended Warranty Protection
5. Price Protection
6. Purchase Security
7. Lost Luggage Reimbursement
8. Trip Cancellation and Interruption

 

Since I never use these anyway, I'd rather have the extra 1% cash back for the active cash.  No change to credit limit, APR, etc.  I know in the past people had reported WF doing hard pulls and deleting old accounts but it appears evidently things have changed and one can now seamlessly do product changes online with no hard pull and no new account creation required!

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1 REPLY 1
CreditAggie
Community Leader
Super Contributor

Re: Product Change Approval, Wells Fargo Cash Back Signature to Active Cash

Congratulations on your Wells Fargo Active Cash product upgrade!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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