@mattayy wrote:Hello,
I was wondering if it was possible to product change my American Express Blue Cash Everyday card to the American Express Gold Card?
Thank you!
No Product changes must remain in the same rewards structure and also must be in the same card type (credit vs charge).
Your PC options are BCE, BCP and the Cash magnet
Once you are an existing Amex cardholder. New accounts are usually only a SP.
This of course is YMMV. You have a better chance of a SP if your credit profile is better.
Those with low 600’s scores will likely experience hard pulls.
Amex pulls your credit once a statement per card. So they have current reports on you, they will normally use those when new accounts are considered.
I personally experienced several HP’s from Amex until my score went over 680 and then future apps were SP
This of course is YMMV. You have a better chance of a SP if your credit profile is better.
Those with low 600’s scores will likely experience hard pulls.
Amex pulls your credit once a statement per card. So they have current reports on you, they will normally use those when new accounts are considered.
I personally experienced several HP’s from Amex until my score went over 680 and then future apps were SP