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@M_Smart007 wrote:
@Anonymous wrote:Maybe some day I will end up under 5/24 and be able to get this one. 😂
You've actually been pretty disciplined in your gardening as of late
I agree on the being under 5/24 ...(probably aint gonna happen, for me)
Was really glad to get the at 27/24.
#IamAnOutlier
Yeah I may have been good with the gardening lately but I'm still all the way out to 9/2021 before I'm under it (including my app for US Bank later this year, I can add up to 3 more cards after that to still be under 5/24 10/2021).
Amazon is one of the only cards they don't seem to do any offers for to get around 5/24 so I won't have much of a choice if I really want it. There aren't a lot of cards left that I want though and if Disco gives me 0% when I ask in December, I won't need to open another new card until 12/2021. It's not inconceivable that I'll end up under 5/24.
@longtimelurker wrote:
@M_Smart007 wrote:Purchase ProtectionCovers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **
I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)
😅😂🤣🤣🤣🤣🤣
@longtimelurker wrote:
@M_Smart007 wrote:Purchase ProtectionCovers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **
I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)
All joking aside, they are pretty good with refunds. Most of the yogurt they gave me in my order was expired. Got the credit within 24 hours.
@Anonymous wrote:
@longtimelurker wrote:
@M_Smart007 wrote:Purchase ProtectionCovers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. **
I use the card extensively on Amazon to get groceries delivered from Whole Foods. And a yellow mango I recently bought turned a bit mouldy after just 5 days. Maybe I should submit a purchase protection claim! (God knows what it would have looked like after 120 days!)
All joking aside, they are pretty good with refunds. Most of the yogurt they gave me in my order was expired. Got the credit within 24 hours.
oh yes, very quick (and easy to deal with) for refunds. But that is Amazon rather than Chase. I had the same speedy refund on my Citi Dividend.
Some pretty nice APR terms there!
If I had more "excess" spending those rates would come in pretty handy. I have been looking into an Amazon card more and more lately though due to them selling more "stuff", and it definitely makes buying from some other online places less attractive.
If it weren't for their darn 5/24...
If you accept one of those promotional deals, are you then paying interest on any other purchases because you are carrying a balance?
Or do they separate it like Amex does with Plan-It...where if you make the monthly Plan-It payment and pay the other purchases in full every month, there is no interest charges.
Hello myFico!
I do not know why a lot of my cards are giving me promotional offers in midst of what is going on but recently Citi gave me a 10x TY points on gas, grocery stores up to $2,500 spend and 0% APR until Feb 2020.
I checked my email today and Chase hits me with 0% on any purchase from Amazon.com for 48 months! That is crazy!
Maybe they think the economy was going to reopen this month or sometime soon and they figured they may incentize spend, but regardless it is nice to have available.
Best and Stay Safe!
I will attach the email if you guys want to check it out.
I got it yesterday. Amazing!
Wait a minute... these don't look they're even deferred interest offers? If the financing is actually 0% and then regular APR, the Synchrony card is miles behind the Chase version!