No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Anyway to buy a high ticket item Online with more than one card for the same item? It seems you have to put the whole purchase on one credit card, a common probelm would be if th customer does not have any cards with a high enough limit.
Case in point I want to buy an expensive leather sofa that cost $2,000 Online, includes delivery and white glove set up and I think one free accessory. My highest card limit is only $1750, this retailer has two physical stores but their in different states than mine, so Online is the only option.
@Anonymous wrote:
That's just it, no way of knowing what limit I woukd get on a tier 2 card, CSP if I qualified would do it but I have a thin file.
Just FYI, the term "tier 2" doesn't have any meaning on this site.
I suspect it's another subjective term similar to 'subprime' that is used by some, but the meaning can vary from person to person and without further clarification can lead to confusion.
If you have a debit card you could always use that.
@Anonymous wrote:
I did ask, guy said that had no way of splitting it
I would call back, ask to speak to a manager, and ask if they want to make a sale or not. In this day and time, it makes absolutely no sense that the store can't charge this to two different cards. They could just charge 2 different miscellaneous items. This would make me wonder what other antiquated systems they have in place -- example, you get the couch, there's a problem, and they won't credit your card.
Yep, I would see if I could find another store or another couch somewhere else. Unbelievable that they would lose out on a $2K sale. And if I were the sales person, I would be some kind of upset missing out on my commission.
Oh well, that's my rant for the day.
@UncleB wrote:
@Anonymous wrote:
That's just it, no way of knowing what limit I woukd get on a tier 2 card, CSP if I qualified would do it but I have a thin file.Just FYI, the term "tier 2" doesn't have any meaning on this site.
I suspect it's another subjective term similar to 'subprime' that is used by some, but the meaning can vary from person to person and without further clarification can lead to confusion.
+1. You beat me to it. I saw this term somewhere else and was wondering what in the world is tier 1, 2, 3 or 4.