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Purchasing Online

pinkandgrey
Community Leader
Senior Contributor

Re: PURCHASING ONLINE

The only retailer I know of that does/did this is Apple. 

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
FNBO Rewards Visa: 3.2k
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Once you go Berner, you never go back.
Message 11 of 35
Shoot2Thrill
Regular Contributor

Re: PURCHASING ONLINE

Here is the link to the place that has the sofa I want, it is showing a red one but I will mostly get the black one, not sure. This is also why I really need a CC with at least a $2,000 CL


@CreditInspired wrote:

@Shoot2Thrill wrote:
I did ask, guy said that had no way of splitting it

I would call back, ask to speak to a manager, and ask if they want to make a sale or not. In this day and time, it makes absolutely no sense that the store can't charge this to two different cards. They could just charge 2 different miscellaneous items. This would make me wonder what other antiquated systems they have in place -- example, you get the couch, there's a problem, and they won't credit your card. 

 

Yep, I would see if I could find another store or another couch somewhere else. Unbelievable that they would lose out on a $2K sale. And if I were the sales person, I would be some kind of upset missing out on my commission.

 

Oh well, that's my rant for the day.


 

HOME THEATER SEATING


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Message 12 of 35
Saeren
Mega Contributor

Re: PURCHASING ONLINE


@pinkandgrey wrote:

The only retailer I know of that does/did this is Apple. 


That's because you need a separate card to cover the Apple tax. Smiley Frustrated



Message 13 of 35
Morpho
Valued Contributor

Re: PURCHASING ONLINE

Visa/MC/Amex gift card.  If you buy it in person you can use two cards to pay. But you are going to lose the added protection you get with a CC

Message 14 of 35
Shoot2Thrill
Regular Contributor

Re: PURCHASING ONLINE

Where do I get those gift cards? I will call the sofa company about using a gift card. Thank you.

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Message 15 of 35
RealityBites
Established Contributor

Re: Purchasing Online


@Ahava18 wrote:
This may not be a solution, it's rather a workaround. If your $1750 card has a 0 balance, you can make a $250 bill pay from your bank (initiated FROM your bank accnt). That should make your available credit $2,000.

I can't say I have tested it on all card issuers, so it may be YMMV.

On my capital one, if I prepay, not only does the available credit not increase behind my limit, if I make a purchase it's deducted from my available credit while it's pending, despite having prepaid.





Message 16 of 35
RealityBites
Established Contributor

Re: PURCHASING ONLINE


@pinkandgrey wrote:

The only retailer I know of that does/did this is Apple. 


Sadly their selection of sofas is pathetic. Smiley Wink 





Message 17 of 35
Shoot2Thrill
Regular Contributor

Re: Purchasing Online

Looked into this with Discover, I can't add anything above $1750 like pre-pay. Thanks though 😊

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Message 18 of 35
Shoot2Thrill
Regular Contributor

Re: PURCHASING ONLINE

Who's selection of sofas is pathetic?

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Message 19 of 35
HeavenOhio
Community Leader
Senior Contributor

Re: PURCHASING ONLINE


@Shoot2Thrill wrote:
Who's selection of sofas is pathetic?

Apple's. Smiley Happy

Message 20 of 35
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