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HA HA! After reading on Who Gave Me Credit, I thought I would apply for a Lenscrafters card, to offset the cost of my @#$^ expensive glasses...I got the message of death: We are unable to provide you with a decision at this time. I was so sure I would get it! But maybe not.
Yesterday I applied for an Ultra Diamonds card (got it!) & earlier today I decided to apply for the Care Credit card so that maybe I can FINALLY get some stupid braces (got it!). But I guess the third time's the charm for GEMB! I will call for a recon tomorrow. Wish me luck!
May FICO G-ds rain approval on your request.
@laz98 wrote:@Anonymous HA! After reading on Who Gave Me Credit, I thought I would apply for a Lenscrafters card, to offset the cost of my @#$^ expensive glasses...I got the message of death: We are unable to provide you with a decision at this time. I was so sure I would get it! But maybe not.
Yesterday I applied for an Ultra Diamonds card (got it!) & earlier today I decided to apply for the Care Credit card so that maybe I can FINALLY get some stupid braces (got it!). But I guess the third time's the charm for GEMB! I will call for a recon tomorrow. Wish me luck!
@laz98 wrote:@Anonymous HA! After reading on Who Gave Me Credit, I thought I would apply for a Lenscrafters card, to offset the cost of my @#$^ expensive glasses...I got the message of death: We are unable to provide you with a decision at this time. I was so sure I would get it! But maybe not.
If they had approved you, you'd probably have gotten a $50 CL and you'd have to buy your frames first...and then your lenses...one at a time.
GEMB is all sorts of messed up and crazy.
@jaybird201 wrote:If they had approved you, you'd probably have gotten a $50 CL and you'd have to buy your frames first...and then your lenses...one at a time.
GEMB is all sorts of messed up and crazy.
why do you say that, about the CL? because of my scores?
GEMB is known by very low starting CL and stingy CLI.
@laz98 wrote:
@jaybird201 wrote:If they had approved you, you'd probably have gotten a $50 CL and you'd have to buy your frames first...and then your lenses...one at a time.
GEMB is all sorts of messed up and crazy.
why do you say that, about the CL? because of my scores?
Years ago, I opened a GEMB/JCPenny account to get a 10% discount off a $258 leather jacket. When I got the 1st statement and the card, they only gave me a $200 limit though I had spent $258 on it when I opened it. That still doesn't make sense to me. My 2 CCs all had ~$10k CL at the time. So that $200 store card has sat gathering dust for years and yet is still active as they updated my reports as current as recently as last month. Never got a CLI, but I never used it again either.
So yeah, while I doubt a $50 limit, I suspect they wouldn't have given you much higher.
It is not accurate. I have not been able to get CLI on JCP card for last 11 months, though got CLI's on 2 other GEMB accounts.
@Anonymous wrote:
Call JCPenney and ask for a CLI. They will give one every four months like clockwork, if you ask. I got a $200 CL and called from the store while making my first purchase - they raised my CL to $1000, no questions asked. Bet they would give you an ever bigger CL, with your scores.