chadblack wrote:Hey guys...just got declined for a CC with Pen Fed due to "Pyrimiding Debt". I only have 3 cars, no other payments and 750 EQ score and make $175k on taxs...WTF???? Are all the major CU:NavyUSAANASAJFCU...the same way??? 2 Inquiries in the past month, this one made 3?? 2/3 cars were in the past 4-5 months....Please help me understand. THANKS!