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@Anonymous wrote:
Whenever i started working on my credit almost a year ago, i was pre-approved for a Cap One QS1 with a $300 SL and it was pretty much the only card I could get at the time. From what I’ve seen and read on the forums this is a bucketed account. I’m curious if this will ever grow and have a limit of $2,500+? Has any had experience with this?
How many times have you asked for increase, did you ever get one and if so, how long ago?
Also, how much spend are you putting on this card?
I have had mine for about 2 years. I have tried PIF many times, they just will not budge on my $500 CL. I just paid the AF in June so I will probably hold out till then and try to do a PC to QS.
@Anonymous wrote:
Whenever i started working on my credit almost a year ago, i was pre-approved for a Cap One QS1 with a $300 SL and it was pretty much the only card I could get at the time. From what I’ve seen and read on the forums this is a bucketed account. I’m curious if this will ever grow and have a limit of $2,500+? Has any had experience with this?
Most likely "bucketed" and won't grow without a ton of spend and payoff. probably not worth the effort JMHO
@Anonymous wrote:
@Remedios The app says I’m due for an auto increase next month to $500, which will be the first increase on it. When i first got it I was spending a good bit on it and pay it weekly so it’d have a $0 balance by the time the statement came around.
It's really impossible to tell, @Anonymous
Most don't grow, but there is an exception to every rule, yours may be it
Best thing you can do is don't get too attached to it. Use it to your benefit, hopefully get that CLI, and once card is past being useful, you'll be ready for the next step in credit building.
Cap One starter cards are just that, starter cards.
Good luck
@Anonymous wrote:
Seems as though it’ll take a lot of effort to get this increased from the few answers I’ve seen. I have other cards with $2,000 limits (AMEX, Chase and Discover) and have been using those for the most part lately. I just didn’t want to potentially have to close one of my oldest accounts since that’s what everyone ends up doing. I’ll just have to wait it out and see though
If its a no annual fee?, and your oldest card. Just keep it open and put a small charge on it every 6 months to keep it active.
Unless you have a specific reason to close it. again MHO.