@Gmood1 wrote:
@Taurus22 wrote:Lmbo! I follow ya....
But that's my point....how the heck do you manage all of that? I have 3 CU/Bank accounts and it's already more than I want. Just figuring out how to split my direct deposit to effectively fund them was like a hybrid chess/suduko match. Lol.
Brother I know people that can't manage one bank account!!
You're good!😆
When I said this was a hobby I really mean it.
It's something I enjoy doing.
Guys spend $50k on ranger boats everyday. I don't get it either. But I don't knock them for doing something they love.
Everyone should have a passion.
What is work for others is just a challenge for me.
I had to stop using my mint app. It can't handle downloading information from 80 different accounts at once.😂
But you just half to have a $50K Ranger boat that does 70+ Mph in the wee hours of the freezing morning to catch bass,
only to weigh them in at 5:00pm and then watch as they get released.
Spent many a days as a teenager .. on my old bosses ranger bass boats.
Fished a few tournaments as well.
@M_Smart007 wrote:
@Gmood1 wrote:
@Taurus22 wrote:Lmbo! I follow ya....
But that's my point....how the heck do you manage all of that? I have 3 CU/Bank accounts and it's already more than I want. Just figuring out how to split my direct deposit to effectively fund them was like a hybrid chess/suduko match. Lol.
Brother I know people that can't manage one bank account!!
You're good!😆
When I said this was a hobby I really mean it.
It's something I enjoy doing.
Guys spend $50k on ranger boats everyday. I don't get it either. But I don't knock them for doing something they love.
Everyone should have a passion.
What is work for others is just a challenge for me.
I had to stop using my mint app. It can't handle downloading information from 80 different accounts at once.😂
But you just half to have a $50K Ranger boat that does 70+ Mph in the wee hours of the freezing morning to catch bass,
only to weigh them in at 5:00pm and then watch as they get released.
Spent many a days as a teenager .. on my old bosses ranger bass boats.
Fished a few tournaments as well.
😂😂😂
Yeah that sounds like fun.
I'd rather be driving around one of those exotic antique cars that you own.
@Gmood1 wrote:
@Taurus22 wrote:Lmbo! I follow ya....
But that's my point....how the heck do you manage all of that? I have 3 CU/Bank accounts and it's already more than I want. Just figuring out how to split my direct deposit to effectively fund them was like a hybrid chess/suduko match. Lol.
Brother I know people that can't manage one bank account!!
You're good!😆
When I said this was a hobby I really mean it.
It's something I enjoy doing.
Guys spend $50k on ranger boats everyday. I don't get it either. But I don't knock them for doing something they love.
Everyone should have a passion.
What is work for others is just a challenge for me.
I had to stop using my mint app. It can't handle downloading information from 80 different accounts at once.😂
dang @Gmood1 thas actually nuts.. can truebill handle you? xD cant imagine being sane without some assistance 
For the last year, I haven't used anything. I'll have to check out this truebill !
Got tired of the Mint app crashing and not downloading properly. It worked great with 20 or so.
@Gmood1 Superb upkeep, Mint is def the king of collecting all the due dates and displaying them (that is if they update them without you having to refresh any)
Truebill ill use to see all transactions going in and out as mint is really weird with it.. they have a acc refresher thingy that already takes like a couple minutes with the 8-9 accounts i have in there, i fear what a wait on 80 might be 
@Kinglord wrote:As I am in the recovery/rebuilding process I am struggling to understand the goal of obtaining massive amounts of credit cards. Some of the more senior contributrs here have staggering amounts of extremely high profile credit. Is this done to obtain the initial sign up offer and then have the CL help their overall utilization? Is there another reason for obtaining such a high number of them? Is it strictly just for fun, I know the feeling of approval
Please share, thank you!
First of all to you what is a "massive amount of credit cards?"
5 years ago a massive amount of cards was 1 for me.
3 years ago it was 3, 2 years ago 6.
I now have 14 cards, 2 of which I am AU on so I have 12 cards in my name.
All of those cards have uses.
1. Quicksliver - I use this card mostly for my kids. They are both AU on this card and use it for things which I would end up giving them reimbursment. Therefore I get some rewards for spending that might otherwise just have been a "cash" transaction.
2. Cap One Walmart - 5% back at Walmart (1st year) and 5% back Walmart.com and online grocery.
3. Discover - rotating 5% catagoreis
4. BCE - 3% back groceries not from walmart.
5.Amazon Prime Visa - 5% back on Amazon
6. Citi DC - daily driver not covered by other cards 2% back.
7. Uber Visa - Cell phone insurance.
8. US Bank Cash + - 5% back on streaming, and fast food
9. Ducks Unlimited - 5% back on gas
10. Citi Simplicity - 21 BT offer
11 Marvel Mastercard - 3% back on resturants
12. Amex Cash Magnet - sock draw utilization padding. The card was opened for a 0% offer that has now expired. It served it's purpose and I don't see any reason to close it when I can let it age.
13. First National Bank Visa (AU acct) - DWs oldest CC, I am Au for convience.
14. Lowe's (AU Acct) - used for 5% back or special financing once a year or so - no sense in having my own when DW already had the card.
So of my card really only 12 and 13 don't serve an active purpose and they don't do anything other than help my utilization and account age so no reason to close them.
@jamie123 wrote:
@Kinglord wrote:Best reply yet, can I PM you regarding investment and the 0%apr?
Now is not the time to be invested in the stock market! I fear a huge crash is on the way in the next few months!
Back in July of 2018 I gave somebody here investment advice on how to invest $50,000. Split the cash in 2 and buy $25,000 worth of ENPH and $25,000 of AMD and just hang on to it for a year. I stopped back a year later with an update and the $50,000 investment would have been worth $120,000 after one year in July of 2019.
If they held that stock for another 10 months which would bring them close to today, their $50,000 investment would now be worth $325,917!!!! Not too bad a return IMHO for less than 3 years!
Here's a link to my original post: https://ficoforums.myfico.com/t5/Credit-Cards/Making-big-purchases-need-the-right-card-Please-help/m...
STAY OUT OF THE STOCK MARKET! IT WILL CRASH SOON!
Time in the market beats timing the market. 
I am multiple decades away from retirement. If the stock market crashes 6 more times in 2020 it won't change my 401k contribution plans one bit - I'll just be "buying stocks on sale" the whole time 