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You are so right. Haha, I'll hold off!
@mAndrew1980 wrote:You are so right. Haha, I'll hold off!
well? its spring time, did you apply?
I've never heard of this Zyng Auto-Pay deal. Is this designed for people with good, but not excellent credit?
@bribro wrote:I've never heard of this Zyng Auto-Pay deal. Is this designed for people with good, but not excellent credit?
It's a counter~offer that some people receive when they are declined for the NPSL Zync card. A Zync with either $200 Hard Limit ( no autopay ) or $500 ( w autopay ), your choice.
If you haven't apped for Zync yet, I would go for it
I have had the Zync with autopay for 8 months now but the $500 limit has not been lifted yet.
Though i have noticed that amex has been softing my experian quite a lot in the past 3 months.
@Denny33142 wrote:I have had the Zync with autopay for 8 months now but the $500 limit has not been lifted yet.
Though i have noticed that amex has been softing my experian quite a lot in the past 3 months.
hehe, its like they are trying to see if you're ready to join the NPSL crowd
Word of caution...while it is possible for them to lift the 500.00 autopay or 200.00 hard cap w/o autopay Amex is under no obligation to lift it ever unless they see fit. There is no "it will be lifted in 6 months, a year, 2 years, etc" guaranty. While it can be great to get 'in' with Amex, it is better to apply from a position of strength than to eek in with marginal qualifications. Aka wait 6 months and then apply once scores are higher and chances for npsl approval go up
@webhopper wrote:If you haven't apped for Zync yet, I would go for it
*grumble* mon amie, you're not making this any easier for some of us!
@pizzadude wrote:
@bribro wrote:I've never heard of this Zyng Auto-Pay deal. Is this designed for people with good, but not excellent credit?
It's a counter~offer that some people receive when they are declined for the NPSL Zync card. A Zync with either $200 Hard Limit ( no autopay ) or $500 ( w autopay ), your choice.
Hi Pizzadude,
My sister was just approved for an American Express Zync card and selected the $200 hard limit as she wanted more control of when she could pay instead of having the statement balance be automatically debited from her checking account. I understand from reading past threads that you also have an AMEX Zync card with a $200 hard limit without autopay. Have you received a credit limit increase or have you been upgraded to NPSL status with your AMEX Zync card if I may ask? Thanks so much for your reply!
Also, if anyone else on the forums has an American Express Znyc card with a $200 hard limit without auto pay, please feel free to chime in.