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@daisy245 wrote:
I was approved with a $2500 cl and I purchased a pair of $40 earrings. I paid my down payment and the shipping. I know they will start to report now since I have ordered, but I am confused about some of the other stuff. Do I have to buy something every month for them to report. I only have a $30 balance and from what I have read you pay $25/month or 5 % per month. Or do they report as long as you order something within 6 months? Please clarify, I am confused.
You don't have to make a purchase every month. As long as you made the one purchase, it will report to TU and EX. If they decide to close for inactivity later, they will usually send an email saying to either use the card within 30 days or they will close it.
mines been reporting for 8 months now
I MIGHT buy something if they tell me they will close due to inactivity... they would prolly have to increase my CL substancially for me to do it though..
@Anonymous wrote:You don't have to make a purchase every month. As long as you made the one purchase, it will report to TU and EX. If they decide to close for inactivity later, they will usually send an email saying to either use the card within 30 days or they will close it.
Great information, very helpful, thank you!
I opened a crown jewelers account in march of last year and ordered a small trinklet and paid it in full on my first statement(april).I nevered ordered anything since then but when i pulled my credit report a few weeks ago the account was closed in august 2008(it just said closed) but i never recieved an email stating the closure of my account but if you never buy anything after the first purchase, they will eventually will close your account.
@moonman wrote:I opened a crown jewelers account in march of last year and ordered a small trinklet and paid it in full on my first statement(april).I nevered ordered anything since then but when i pulled my credit report a few weeks ago the account was closed in august 2008(it just said closed) but i never recieved an email stating the closure of my account but if you never buy anything after the first purchase, they will eventually will close your account.
Message Edited by moonman on 12-14-2008 06:01 PM
Anything I get from them goes in my spam folder.
I opened one in June 07, made a purchase Nov 07. It is still reporting and every so often they will send emails regarding discounts on down payments and other stuff I am not interested in at this point. It did it's job. Just reporting what several other's have said about them sending the email about the closure. I guess it's another case of YMMV.
you're right about doing it's job because i was no mad because i was never goingto waste my time to order anything again from them even though a store is about 30 minutes away from me.
@Anonymous wrote:
@moonman wrote:I opened a crown jewelers account in march of last year and ordered a small trinklet and paid it in full on my first statement(april).I nevered ordered anything since then but when i pulled my credit report a few weeks ago the account was closed in august 2008(it just said closed) but i never recieved an email stating the closure of my account but if you never buy anything after the first purchase, they will eventually will close your account.
Message Edited by moonman on 12-14-2008 06:01 PMAnything I get from them goes in my spam folder.
I opened one in June 07, made a purchase Nov 07. It is still reporting and every so often they will send emails regarding discounts on down payments and other stuff I am not interested in at this point. It did it's job. Just reporting what several other's have said about them sending the email about the closure. I guess it's another case of YMMV.