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I was denied for Amex last month because of incorrect info on a tradeline that said my account was being managed by a "credit counseling service." It was the ONLY reason listed on my denial letter from Amex.
I have since gotten the "credit counseling serivce" comment removed. I want to re-apply to Amex, but I've heard that if itls less than 6 months, Amex goes by the old credit report. Is this true?
Thanks.
Why don't you recon with them for the reporting error?
@newUser0 wrote:Why don't you recon with them for the reporting error?
The recon would still result in a HP because they would want to see that the error was removed.