Question about Chase's HP

[dxz7]

Hi I was wondering if I apply for both Chase Marriott card and the Hyatt card together, like applying for the Hyatt right after I'm done with the Marriott application; are they going to do one hard pull on both applications or two hard pulls seperately ? Thanks!

[myjourney]

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@dxz7 wrote:

Hi I was wondering if I apply for both Chase Marriott card and the Hyatt card together, like applying for the Hyatt right after I'm done with the Marriott application; are they going to do one hard pull on both applications or two hard pulls seperately ? Thanks!

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2 HP's

[supervelous]

2, I just applied for Freedom and Sapphire 1 day apart and they HP twice.  I didn't think they would.  I use to work for Wells Fargo selling financial products and when someone applied for 1 thing we pulled their credit and assessed them for every eligible product, no need for a HP each time.  Not sure why Chase does that.

[enharu]

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@dxz7 wrote:

Hi I was wondering if I apply for both Chase Marriott card and the Hyatt card together, like applying for the Hyatt right after I'm done with the Marriott application; are they going to do one hard pull on both applications or two hard pulls seperately ? Thanks!

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You should get at least 2 HPs.

Chase been double / triple pulling quite a bit, so worst case scenario 6 HPs.

[dxz7]

I see, so if I do apply for both with a scredit score of 760 and no baddies, but only been with CSP for half a yearish, will my chances of getting approved be good?

[dxz7]

WOW! 6?!!

[enharu]

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@dxz7 wrote:

I see, so if I do apply for both with a scredit score of 760 and no baddies, but only been with CSP for half a yearish, will my chances of getting approved be good?

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depends on your overall profile and income.

Can't really say much without knowing anything else.

6 inquiries (plus 2 denials) would be the worst case scenario for 2 apps.

[dxz7]

my average age of of cards is two years

ultil is 4%

no baddies

always paid my balances in full every month