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I thought about this thread the other day when I purchased gift cards for some of my streaming services like Netflix and Hulu. I have a Target Red debit card and they give 5% off, even for gift card purchase. So, OP, if you still need to purchase, you can triple your savings. ...wait, that won't work. But, still a good tip for those who are looking for a 5% discount on gift cards year-round.