Do they only report to Equifax?
They report to Equifax and TU but not Experian.
Thanks for the info. Anyone know anything about how Meta Bank handles these accounts and increases?
When they took over, I was at $1050. I had not used it in about 5 months when I made a purchase for moisturizing cream and Meta Bank up'd it to $1750. I assume if you use it every now and then and pay off they will increase the limit. I imagine that is hard with only a $100 limit..not to mention shipping costs can get insane when you do find a deal but every once and a while a good deal can be made. Right now you can get two sets of twin sheets for about 15 shipped. Not too bad
I also used Fingerhut to re-establish my credit. It is probably why I keep them around today because they gave me credit when I had none and when others would not. I have no regrets. Besides it helps with utilization.
Its not for me.
Don't do finger hut...it's like getting a credit card at rent a center...
I have a finger hut account, never have used it, never will. However I opened the account in 2/2012 and it had a 350 limit, I got a CLI yesterday for 100 dollars. Its a huge help with utilization. Just let the account sit, and every month you will get a little green box that says ok in the inside on your credit report for your account. JMO
I know items from FH are on the high side, but if you don't use the card, I wouldn't expect a CLI, I have gone from 400-500-650-950. every once in a while I order flowers for an occasion through there site then PIF