Question about Visa Signature

[NJTurnpike]

Can you elaborate on the NPSL? I have a signature which distinctly say $6k CL.

[09Lexie]

http://usa.visa.com/personal/visa-signature/benefits/index.jsp

[asteroidblues86]

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@NJTurnpike wrote:

Can you elaborate on the NPSL? I have a signature which distinctly say $6k CL.

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It means you can charge more than your $6k limit. The bank that issues the card may or may not approve the charge based on your history and annual income.

[HiLine]

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@kyjd-2015 wrote:

Thanks, everyone.  Last question...what is the real difference between Visa and Visa signature?

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In addition to what's been said:

-Travel accident insurance

-Lost luggage reimbursement

-Roadside dispatch

[ryanbush]

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@asteroidblues86 wrote:

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@NJTurnpike wrote:

Can you elaborate on the NPSL? I have a signature which distinctly say $6k CL.

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It means you can charge more than your $6k limit. The bank that issues the card may or may not approve the charge based on your history and annual income.

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Not all Siggys offer NPSL, it's decided on by the bank.  I asked Chase if I could go over my limit and they said no, said if I needed to go over for a specific reason one time type of thing to call them and it wouldn't be a problem but I couldn't go over without calling.