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On my credit report with my AmEx card (been open since 10/10) it been reporting every month since then. However looking at my Experian (the bottom box for OK payments) it says OK for March, last month it was OK for February, and so on. I am guessing come April it will be OK for April and that March box will be blank. I was just curious if this is afecting my report negatively at all. I filed a dispute with Experian and nothing changed when my results were ready so I guessed I could reach out here.
A comparison is below.
Also, just saw my AmEx Costco posted as date opened 3/10 (making it my 3rd oldest TL - Have to love that AmEx backdating).
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Hi Smerri,
Where are you pulling this particular report from?
@Anonymous wrote:Hi Smerri,
Where are you pulling this particular report from?
This is coming from Discover Credit Score Tracker.
Bumping for ideas.
That looks exactly like my FreeCreditReport.com account page, let me log into my account and see how mine is listed, I'll get right back to you.
This is how mine is at FreeCreditReport.com, I would assume you should have "OK's" for all the months you've paid on time.
I am guessing it should say OK for previous months, I want to know if it is hurting my score at all.
@Smerri1029 wrote:I am guessing it should say OK for previous months, I want to know if it is hurting my score at all.
I do not see how it could hurt your score, the only thing I can think of is that, it could make your payment history look odd.
I'm sorry that I can't be of more help, hopefully one of the more knowledgeable members will chime in.
Best of Luck and keep us updated.
@Smerri1029 wrote:I am guessing it should say OK for previous months, I want to know if it is hurting my score at all.
It's not hurting your score at all. It's just the way some of the third party vendors of credit reports display the data.