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Questions about US Bank Altitude Reserve card

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Valued Member

Re: Questions about US Bank Altitude Reserve card

I just applied for the Cash+ as I can take advantage of the categories and got the 7-10 day message. I heard this is typical with US Bank. I was preapproved at 16.74 APR, so how solid are their preapprovals?
Message 21 of 24
Valued Contributor

Re: Questions about US Bank Altitude Reserve card

From all the reports, I'd say pretty solid, but nothing is guaranteed. Good luck!
AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 22 of 24
Valued Member

Re: Questions about US Bank Altitude Reserve card

Thank you! I’ll report back after I find out the decision! Thank you for your help.
Message 23 of 24
Valued Contributor

Re: Questions about US Bank Altitude Reserve card

USB is known for manually reviewing apps especially for first time customers.
You can always call UW and talk to someone, but that person doesn’t have the ability to approve your app. They make a recommendation and send it for review.

Good luck on your app. I would wait around 6 months to app for the Altitude in order to give them some time to see some history on the new cash+ if approved.




Total Revolving Limits $219,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 24 of 24
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