@TyRacing wrote:what are the maintenance and business categories good for?
I've never used those categories. 3% Utilities, bills, tv/internet, cell phone bill, and car insurance is what we use it for. We also use it for the targeted 5 - 7% bonus offers and 10% simple cash offers they have at times. We've earned $646 on this card from Dec last year until now.
@TheBoondockswrote:
Wow, that's crazy bro! I need to start putting my spend on that card then!
The bill and utilities category pretty awesome. I have the AOD card now which is flat 3%, but I left all utility spend on the BBVA card in hope of them continuing to send the targeted offers. I've earned quite a bit of cash back through targeted offers in combination with the 3% on bills.
I leave the 3% category on bills and utilities. I have all my bills on autopay and they charge the card and I pay it off every month. I always leave 2% category set on groceries and when I get the targeted offers, the points on top of whatever the card is already earning. IOW, if the targeted off is 4X for groceries, I'd get 6%. If it was 4X gas or restaurants, I'd get the 4X on top of the base 1%.
Because it seems like I get the targeted offers because of spend, I'm going to leave my the 3% utilities spend on the ClearPoints card, and use my AOD card for all other non categorized spend. I made my daughter an AU on my PayPal card and she's running $300-$400 month through it and making the PIF payment. I'm letting her keep the rewards and it's (hopefully) keeping me in good graces with Sync.
@JNA1 wrote:
@TheBoondockswrote:
Wow, that's crazy bro! I need to start putting my spend on that card then!
The bill and utilities category pretty awesome. I have the AOD card now which is flat 3%, but I left all utility spend on the BBVA card in hope of them continuing to send the targeted offers. I've earned quite a bit of cash back through targeted offers in combination with the 3% on bills.
Just got my card 👏👏🤩👏👏 I am so excited to start seeing emails like this!
@PandaGirl77 wrote:
@JNA1 wrote:
@TheBoondockswrote:
Wow, that's crazy bro! I need to start putting my spend on that card then!
The bill and utilities category pretty awesome. I have the AOD card now which is flat 3%, but I left all utility spend on the BBVA card in hope of them continuing to send the targeted offers. I've earned quite a bit of cash back through targeted offers in combination with the 3% on bills.
Just got my card 👏👏🤩👏👏 I am so excited to start seeing emails like this!
It took a few months to get the targeted offers rolling on both of our cards, but now we both get them frequently.
@JNA1It took a few months to get the targeted offers rolling on both of our cards, but now we both get them frequently.
where do you check for the targeted offers? in the BBVA app? Email? or website login dashboard? or all?
Thanks for sharing!
