@wacdenney wrote:There is a non-signature version of the regular QS Visa. I have one with a 2k limit.
And yes, I would consider the QS1 to be sub-prime, but then I would consider Cap1 to be a sub-prime lender in general. Others disagree with that sentiment.
yeah, I have 3k quicksilver platinum version as well. I really REALLY wish they would convert it to visa signature, but when I contacted EO, I was told that's not possible or I just have to reapply for quicksilver/venture/ventureone to get signature card. 
@Anonymous wrote:
@wacdenney wrote:
@Anonymous wrote:
@Insoc wrote:That's good to know, is the Quicksilver One considered a Subprime Card? I see it say's "Average Credit" but I actually have sub 650 FICO scores, but they gave me a $2K CL.
well it's for people with average/good credit, and you have to pay annual fee on it, and quicksilver is for excellent credit and it's visa signature for minimum credit limit of 5k.
I had 658 TU, so was afraid to apply for their high tier cards and get rejected, and that's why I decided to apply for quicksilverone, and got approved for 3k, but as soon as I saw they applied 39 annual fee... i felt bit iffy, so after i found out that I could convert it, I asked'em to convert it to ventureone which doesn't have annual fee.
There is a non-signature version of the regular QS Visa. I have one with a 2k limit.
And yes, I would consider the QS1 to be sub-prime, but then I would consider Cap1 to be a sub-prime lender in general. Others disagree with that sentiment.
They're in between
If you're 720-850 they're prime.
If you're 480-680 they're subprime.
And god bless you if you're 681-719, because you don't know WHAT you're gonna get!
You get the thrown to the mercy of the magic 8 ball!
@wacdenney wrote:
@Anonymous wrote:
@wacdenney wrote:
@Anonymous wrote:
@Insoc wrote:That's good to know, is the Quicksilver One considered a Subprime Card? I see it say's "Average Credit" but I actually have sub 650 FICO scores, but they gave me a $2K CL.
well it's for people with average/good credit, and you have to pay annual fee on it, and quicksilver is for excellent credit and it's visa signature for minimum credit limit of 5k.
I had 658 TU, so was afraid to apply for their high tier cards and get rejected, and that's why I decided to apply for quicksilverone, and got approved for 3k, but as soon as I saw they applied 39 annual fee... i felt bit iffy, so after i found out that I could convert it, I asked'em to convert it to ventureone which doesn't have annual fee.
There is a non-signature version of the regular QS Visa. I have one with a 2k limit.
And yes, I would consider the QS1 to be sub-prime, but then I would consider Cap1 to be a sub-prime lender in general. Others disagree with that sentiment.
They're in between
If you're 720-850 they're prime.
If you're 480-680 they're subprime.
And god bless you if you're 681-719, because you don't know WHAT you're gonna get!
You get the thrown to the mercy of the magic 8 ball!
Yep!
@Anonymous wrote:
@wacdenney wrote:There is a non-signature version of the regular QS Visa. I have one with a 2k limit.
And yes, I would consider the QS1 to be sub-prime, but then I would consider Cap1 to be a sub-prime lender in general. Others disagree with that sentiment.
yeah, I have 3k quicksilver platinum version as well. I really REALLY wish they would convert it to visa signature, but when I contacted EO, I was told that's not possible or I just have to reapply for quicksilver/venture/ventureone to get signature card.
I would try again. They told me removing the AF on the QS1 MC wasn't possible. I told her I saw many people on this very forum who had had theirs removed. AWKWARD SILENCE... Then she changed the topic. They aren't above lying to people. I bet they can do it whenever they want to.