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R- Revolving (usually a credit card)
I - installment (like home or auto loan)
R1 or I1 = pays as agreed never late
R2 or I2 = 30 days late
R3 or I3 = 60 days late
R4 or I4 = 90 days late
R5 or I5 = 120 days late
R7 or I7 = making regular payments under wage earner plan
R8 or I8 = repossession
R9 or I9 = charge off
Unfortunately, no. I specifically asked Amex about this on behalf of a friend of mine who had a paid CO, and they told me the Oasis program doesn't apply if the CO is already paid.
haulingthescoreup wrote:
I think it was a paid charge-off, if I read correctly. OP, did you pay the original debt in full, or did you pay a negotiated lower amount?
So Oasis people, will AmEx offer Oasis if you don't owe them any money? in the fine commercial tradition of "what's in it for me..."
@Anonymous wrote:Unfortunately, no. I specifically asked Amex about this on behalf of a friend of mine who had a paid CO, and they told me the Oasis program doesn't apply if the CO is already paid.
@haulingthescoreup wrote:
I think it was a paid charge-off, if I read correctly. OP, did you pay the original debt in full, or did you pay a negotiated lower amount?
So Oasis people, will AmEx offer Oasis if you don't owe them any money? in the fine commercial tradition of "what's in it for me..."
FretlessMayhem wrote:
Just curious...If the CO is paid, does that preclude someone from getting another Amex?