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I'll admit that I found the potential for SP membership and CC with high starting CL alluring...that's why I bit.
I also know that I am thinking long term. If my approval is rescinded or revised for any reason I will just have to be OK with that. This is a good CU to be with and I can be strategic with them. When I joined SDFCU over a year ago I was strategic--joined, kept good balances in accounts, kept reports clean, and got a targeted offer for their CC in the mail. That became my first $15K limit card.
I hope having a solid record of managing other large CL cards will play in my favor.
I'm curious to know if those who've been denied have >$10K-$15K cards....
@lhcole77 wrote:I'll admit that I found the potential for SP membership and CC with high starting CL alluring...that's why I bit.
I also know that I am thinking long term. If my approval is rescinded or revised for any reason I will just have to be OK with that. This is a good CU to be with and I can be strategic with them. When I joined SDFCU over a year ago I was strategic--joined, kept good balances in accounts, kept reports clean, and got a targeted offer for their CC in the mail. That became my first $15K limit card.
I hope having a solid record of managing other large CL cards will play in my favor.
I'm curious to know if those who've been denied have >$10K-$15K cards....
NFCU is doomed right with them!
Hopefully this isn't another Duck card situation where they closed accounts and people weren't even able to pay off balances. It reminds me of the same "rush" NASA is having right now.
@juggalo9er wrote:NFCU is doomed right with them!
What does this mean?
quoted wrong person sorry
@lhcole77 wrote:
I'm curious to know if those who've been denied have >$10K-$15K cards....
well I do have unlimited amex card, butttttt it's work card ![]()
as for my own credit card, no I don't have over 10k cards. I haven't done anything to build credit in last 5 years, since I was living abroad.