Hey everybody. I posted the original post a few months back. Here is where I am now.
American Express- $1200 / 3200 (went to 1600 later) -CURRENT BALANCE: $700
Capital One- $600 / 1300 -CURRENT BALANCE: $275
Citi- $643 / 1600 -CURRENT BALANCE: $300
Ebay Mastercard- $450 / 2800 -CURRENT BALANCE: $275
Discover- $750 / 4000 -CURRENT BALANCE: $550
Tires Plus- $450 / 2200 -PAID OFF
Given the circumstances of "life in general", I was not able to fully pay everything off.
However, this is much more "do-able". I spent last month just putting money into my savings account. Got enough to "get me through" in case something happens (knock on wood). I am looking at buying a new (TO ME) car. I could put 6k down and get a decent car loan. However....I am beginning to think of using my other savings account and start putting money away every week. This could be considered the "car fund". My car runs fine now, but it is getting older. 1996 chevy caprice 5.7l v8 with 86k miles. I also have a "work truck"...as a backup (Used only in last ditch effort.....the things a P.O.S. but it runs.....) so if something was to happen, I at least have transportation to my two jobs.
Anyway, stopped smoking for over a month now. Finally went all in and have been free of cigarettes for 35 days. I am using a e-cig, as my original post stated. After buying lots of supplies, I am now starting to see the savings by NOT smoking. 7 dollars a day, we are looking at 200 dollars a month. "Vaping" as we call it, costs a fraction of that...no more smoke, no tar, no tobacco, no smell....I can go on and on. It's great to be smoke free again, and start saving money.
I will update this in a month or so, hopefully will have the balances down to little or nothing.
Thanks,
Kenny
