Ready for an app spree

[sueyang83]

Just just a little update..I am closing on my house tomorrow at 1pm.  I want to go on an apps spree after closing.

What are some good cards??  I don't want to random choose some cards that will cost me an inquires. 

I currently have Cap 1 Plat with a CL of $750 and a Cap 1 quick silver with a CL of $300.  Both have $20 balance.  I'm going to ask for a CLI.

I had a chapter 7 discharge back in June 2011.  My score underneath are pretty current.

I want to get a Barclay card but I'm not sure which one and what are my chances.

No Citi, Chase, BOA, Discover, or GEMoney(Walmart)  for me because I burned them in my chapter 7.

After reading all the BK friendly post, I got it narrowed down to Barclay, Amazon, Cap 1 and some department store card.  I read that we should stay away from department store cards so are there any more good one out there?

[Creditaddict]

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@sueyang83 wrote:

Just just a little update..I am closing on my house tomorrow at 1pm.  I want to go on an apps spree after closing.

What are some good cards??  I don't want to random choose some cards that will cost me an inquires. 

I currently have Cap 1 Plat with a CL of $750 and a Cap 1 quick silver with a CL of $300.  Both have $20 balance.  I'm going to ask for a CLI.

I had a chapter 7 discharge back in June 2011.  My score underneath are pretty current.

I want to get a Barclay card but I'm not sure which one and what are my chances.

No Citi, Chase, BOA, Discover, or GEMoney(Walmart)  for me because I burned them in my chapter 7.

After reading all the BK friendly post, I got it narrowed down to Barclay, Amazon, Cap 1 and some department store card.  I read that we should stay away from department store cards so are there any more good one out there?

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write directyly to EO for cap1, don't even bother calling about CLI... and ask for say $3k or so on each.

Amazon is GE, but probably decent chance that they will issue cards again even after burning them in BK

Barclay Arrival seems to be very popular these days

not sure 2 years is enough but Discover will also forgive after a bk burn.

[sueyang83]

Ok thanks...I guess my choices are very limited.  I just don't want to get hit with all these inquires.

Should I get the CLI first or go on the app spree?

[ezdoesit]

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@Creditaddict wrote:

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@sueyang83 wrote:

Just just a little update..I am closing on my house tomorrow at 1pm.  I want to go on an apps spree after closing.

What are some good cards??  I don't want to random choose some cards that will cost me an inquires. 

I currently have Cap 1 Plat with a CL of $750 and a Cap 1 quick silver with a CL of $300.  Both have $20 balance.  I'm going to ask for a CLI.

I had a chapter 7 discharge back in June 2011.  My score underneath are pretty current.

I want to get a Barclay card but I'm not sure which one and what are my chances.

No Citi, Chase, BOA, Discover, or GEMoney(Walmart)  for me because I burned them in my chapter 7.

After reading all the BK friendly post, I got it narrowed down to Barclay, Amazon, Cap 1 and some department store card.  I read that we should stay away from department store cards so are there any more good one out there?

---

write directyly to EO for cap1, don't even bother calling about CLI... and ask for say $3k or so on each.

Amazon is GE, but probably decent chance that they will issue cards again even after burning them in BK

Barclay Arrival seems to be very popular these days

not sure 2 years is enough but Discover will also forgive after a bk burn.

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I thought Amazon is Chase?

[missjae]

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@ezdoesit wrote:

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@Creditaddict wrote:

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@sueyang83 wrote:

Just just a little update..I am closing on my house tomorrow at 1pm.  I want to go on an apps spree after closing.

What are some good cards??  I don't want to random choose some cards that will cost me an inquires. 

I currently have Cap 1 Plat with a CL of $750 and a Cap 1 quick silver with a CL of $300.  Both have $20 balance.  I'm going to ask for a CLI.

I had a chapter 7 discharge back in June 2011.  My score underneath are pretty current.

I want to get a Barclay card but I'm not sure which one and what are my chances.

No Citi, Chase, BOA, Discover, or GEMoney(Walmart)  for me because I burned them in my chapter 7.

After reading all the BK friendly post, I got it narrowed down to Barclay, Amazon, Cap 1 and some department store card.  I read that we should stay away from department store cards so are there any more good one out there?

---

write directyly to EO for cap1, don't even bother calling about CLI... and ask for say $3k or so on each.

Amazon is GE, but probably decent chance that they will issue cards again even after burning them in BK

Barclay Arrival seems to be very popular these days

not sure 2 years is enough but Discover will also forgive after a bk burn.

---

I thought Amazon is Chase?

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Amazon Store card is backed by GE and the Amazon Visa is through Chase.

[BearsAndTurtlesRtheBest]

GE doesnt really hold a grudge so I would go for that.

[sueyang83]

What cards are under GE?  I only know Walmart and Amazon store card (according to acouple post up)

I am planning to apply for 5 good cards. 

Help me name 5 of them..

So here's my list that I had gather so far..

Barclaycard

Discover (maybe)

GE

[chrisw1968uk]

I would definitely add Citi Simplicity & Chase Freedom

[sueyang83]

Citi will reject me in a heart beat.  I had a mortgage with them and deeded the home back in 2009.  I owed $114,000 and they sold it off for $44,000.  My SSN is probably red flagged. Also, I had a chase card that was included in the BK. 

[sueyang83]

Got instant approval for Barclay arrival for $1900

Got instant approval for Walmart for $500

Got denied by Discover

Maybe will apply for one more...I looked at Amazon visa and Chase and they both ask about BK so I know it will be a No No.