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Reallocation of available credit early on AMEX cards

doinit1
Valued Contributor

Re: Reallocation of available credit early on AMEX cards

Chris679

I actually went on line and did it. I did not call.

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 11 of 13
MrPTato
Senior Contributor

Re: Reallocation of available credit early on AMEX cards

I tried it this morning and no go here. I'm at almost 1 year with 10 statements.

Message 12 of 13
CreditCuriosity
Moderator

Re: Reallocation of available credit early on AMEX cards

Heard of a few recent times recently that the donor card doens't have to be 13 months like it use to have to be.   Possibly the policy is changing?  

 

edit:  had to play with it ... Moved 4k from my Blue Cash (6 months old) to my ED card a few years old and went through just fine and was instant.. Weird.  Just another datapoint

Message 13 of 13
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