Yes, my mortgage is open. Hope to pay it off in 5 years. No baddies.
I wish I could go for Chase, however, they were burned about 8 years ago.
We/I have been cash only since then.
Unfortunately, when we got our mortgage, the banker had us close a slew of cards which would have been great for age. Most all have dropped.
I did just app for Barclays and it went to 10 days. Got alert from Experian and then phone call. They were really nice. Asked why I only have 1 account!
Said ok well mortgage has always been paid on time, put on hold, come back with $2,500 approval.
So figure let these 3 age and see what happens.
I do have Biz Amex 12K and Boa Biz 10K from last weeks apps, however, they don't report to personal.
Very good. You have open mortgage, 1 au card, 3 new personal cards ($2,500, $6,000 and $2,500) and a couple of business cards.
I agree, go to the garden. You can try to CLI your Discover and Amex in 2-3 months (Amex can even go to $18,000, that's what you want to ask for new limit). You can get other cards in 6-12 months to fill your travel needs. Good luck.