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Just got my chase Sapphire activated and ready to go!
Nice and congrats! I want that card one day
I remember you having many favorable cards (to me).
Can you list them all?
Congrats!! I love how it's so shiny and has such a soft feeling finish!
Thanks Everyone!
Haha, sure I'll share my cards with forum members. Despite having too many cards for my age (21), I have a purpose behind it. That is to one day purchase my dream home once I finish school .
AMEX Blue Cash Everyday- $2000
AMEX Zync- No Pre-Set
AMEX Accelerated Rewards BofA- $5000
BankAmericard Platinum Plus Visa BofA- $3000
Best Buy Store Card- $1700
Chase Sapphire Visa Signature- $5000
Citi Thank You Master Card- $3650
Discover More- $1000
You have a similar set of cards as me (though you have BofA instead of USAA) and we are both fairly young (I'm 23)
My cards are now:
Amex Blue Cash Preferred - $2000
Amex Gold Preferred - No Pre-Set
Amex Rewards USAA - $7000 (just got this, suprised by the limit)
Citi Forward - $3300
Discover More - $1000
PSECU Visa/PSL Combo - $10000 (<3)
USAA Rewards Mastercard - $2000
I'm amused by how many people I see with $1000 Discover Cards...
I'd very much like to get a Chase Sapphire Preferred, but I need to do some serious gardening first. I opened both Amex cards, the PSECU Combo, and the USAA Amex in the last like 2 months. (because of the way PSECU reports it's going to show as 5 new accounts >_< BB AAoA. It was only 3y2m anyway, and it will stay over 2, so it's not the end of the world, at least now my AAoA will be more resilient to new cards. I gotta start working on backdating the Amex cards though.)
Looks like your next step needs to be looking into CUs to bump the limits into the 5-digit range. Other than the Sapphire, I think the only other card/CU I really want in with is NFCU, though I'm gonna have to think hard on how I'm gonna manage that one. May try PenFed or SDFCU in 6-12 months. Other than that the only other cards I can really see getting are other Amex variations.
@Amnesia87 wrote:You have a similar set of cards as me (though you have BofA instead of USAA) and we are both fairly young (I'm 23)
My cards are now:
Amex Blue Cash Preferred - $2000
Amex Gold Preferred - No Pre-Set
Amex Rewards USAA - $7000 (just got this, suprised by the limit)
Citi Forward - $3300
Discover More - $1000
PSECU Visa/PSL Combo - $10000 (<3)
USAA Rewards Mastercard - $2000
I'm amused by how many people I see with $1000 Discover Cards...
I'd very much like to get a Chase Sapphire Preferred, but I need to do some serious gardening first. I opened both Amex cards, the PSECU Combo, and the USAA Amex in the last like 2 months. (because of the way PSECU reports it's going to show as 5 new accounts >_< BB AAoA. It was only 3y2m anyway, and it will stay over 2, so it's not the end of the world, at least now my AAoA will be more resilient to new cards. I gotta start working on backdating the Amex cards though.)
Looks like your next step needs to be looking into CUs to bump the limits into the 5-digit range. Other than the Sapphire, I think the only other card/CU I really want in with is NFCU, though I'm gonna have to think hard on how I'm gonna manage that one. May try PenFed or SDFCU in 6-12 months. Other than that the only other cards I can really see getting are other Amex variations.
I was approved for the Discover More as a student. Maybe sometime in the future I'll join a CU, as of now I have too many inquiries .
@TheCreditKid wrote:
I was approved for the Discover More as a student. Maybe sometime in the future I'll join a CU, as of now I have too many inquiries .
There are lots of good reasons to join a CU, but you don't need it just to get a CL of $10K or above. You have plenty of credit and are still in school. Your cards will grow with you. I had a very similar credit profile when I was in college. By the time I graduated, my $5K cards had become $10K cards. And then I destroyed my credit, but that's another story.
@Walt_K wrote:
@TheCreditKid wrote:
I was approved for the Discover More as a student. Maybe sometime in the future I'll join a CU, as of now I have too many inquiries .
There are lots of good reasons to join a CU, but you don't need it just to get a CL of $10K or above. You have plenty of credit and are still in school. Your cards will grow with you. I had a very similar credit profile when I was in college. By the time I graduated, my $5K cards had become $10K cards. And then I destroyed my credit, but that's another story.
+1
Hurrah! Congrats to you. I know I would not have been able to handle all that credit worthiness while I was still at school.
@simonlarano wrote:Hurrah! Congrats to you. I know I would not have been able to handle all that credit worthiness while I was still at school.
Thanks,
It's a big responsibility, so far I'm handling it well.