No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
It has been 3 months after getting BofA secured card (CL $300) and I've been taking care of credit utilization really carefully since then.
And I received my Discover it credit card offer today through postal mail! (guessing it's pre-approved?)
I just wanted to say thanks to you guys for helping me!
* When should I apply for another card? recommendation? credit karma shows my score as 721.
--
Update:
Just filled out the application and approved with $1k!
@JasonKR wrote:It has been 3 months after getting BofA secured card (CL $300) and I've been taking care of credit utilization really carefully since then.
And I received my Discover it credit card offer today through postal mail! (guessing it's pre-approved?)
I just wanted to say thanks to you guys for helping me!
You gonna pull the trigger??
You should probably wait 3 months tho.
@LS2982 wrote:
@JasonKR wrote:It has been 3 months after getting BofA secured card (CL $300) and I've been taking care of credit utilization really carefully since then.
And I received my Discover it credit card offer today through postal mail! (guessing it's pre-approved?)
I just wanted to say thanks to you guys for helping me!
You gonna pull the trigger??
You should probably wait 3 months tho.
hmm seems like offer is for Discover it for Students.
well it's worth trying, isn't it?
@JasonKR wrote:It has been 3 months after getting BofA secured card (CL $300) and I've been taking care of credit utilization really carefully since then.
And I received my Discover it credit card offer today through postal mail! (guessing it's pre-approved?)
I just wanted to say thanks to you guys for helping me!
* When should I apply for another card? recommendation? credit karma shows my score as 721.
Do not waste a hp right now keep waiting another 3 months at min if that is your only credit card right now and I would suggest trying to increase that secured CL to at least 1k before applying for the Discover IT. Without know any details about your situation it makes it hard to give better advice. Income - Fico score - Other accounts and any negatives would help us give you better advice. 99% of credit mistakes happen when people rush to get it give it time and take care of it and it will take care of you for the rest of your life. 3 - 6 or even 9 more months of waiting in order to get a good CL will seem like no time at all in 5-10 years from now.
that is a totally diffrent story. This card is designed for people with thin files and if you have no negative and are in school and have some income or support you can show its a great way to join the discover family and as you and the card age it will help you down the road if you take care of IT.
@JasonKR wrote:
@LS2982 wrote:
@JasonKR wrote:It has been 3 months after getting BofA secured card (CL $300) and I've been taking care of credit utilization really carefully since then.
And I received my Discover it credit card offer today through postal mail! (guessing it's pre-approved?)
I just wanted to say thanks to you guys for helping me!
You gonna pull the trigger??
You should probably wait 3 months tho.
hmm seems like offer is for Discover it for Students.
well it's worth trying, isn't it?
okay, just approved with $1k credit limit! lol Thanks guys.
Congrats
@JasonKR wrote:okay, just approved with $1k credit limit! lol Thanks guys.
CONGRATS!!!
Is it the IT card or student?
@solxp wrote:Congrats
Thanks
@LS2982 wrote:
@JasonKR wrote:okay, just approved with $1k credit limit! lol Thanks guys.
CONGRATS!!!
Is it the IT card or student?
It was IT card for Students!