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First and foremost, I want to thank everyone on the forums here! The backdoor numbers do work and help big time! So the last time I posted, I had applied for a Crap1 Regular Platinum Card... Was approved for $500. This time, I applied to chase for a Chase Freedom card, intitially turned down a couple of times, but calling back the 3rd time was a charm. Since I had an established credit line with them over an auto loan I had years ago, they approved me for $2000!
So as it stands right now here are my three cards:
Chase Freedom - $2000
Cap1 Platinum - $500
HSBC Bestbuy- $2400
Time to hit the garden mode!
Great success! Bravo!
I am surprised though that they approved you with scores in the low 600s (if the scores you provide in your signature are accurate).
I should have updated my scores, which I did now... I am in the high 6's and hope to break the 7's with EQ. But it feels good to be in the prime market! Now the question is should I close the Cap1, or leave it open as a trade line altogether? I did read that if you have auto loans, mortgages and student loans, having more open lines of credit will help you.