No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
If you recon once and are denied, should you try again? Or is it over and done at that point on your app? I'm thinking about giving it a second shot with Barclays for the USairways card.
2 with Barclay I think is what you can get... unlike some banks, Barclay actually records down everytime you call and I have been told I see you talked to someone on this date at this time but I can look it over for you for a second recon.
Thanks. I'll give it a shot.
Was the second time a charm?
Mail letters rather than calling. I've been successful with this method and so have many others. You have nothing to lose.
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
@Creditaddict wrote:2 with Barclay I think is what you can get... unlike some banks, Barclay actually records down everytime you call and I have been told I see you talked to someone on this date at this time but I can look it over for you for a second recon.
I apped for the Apple and was instant approved, but was not happy with the CL, so I called once, nothing, twice, nothing, and the third call was the charm, the guy I spoke with was very nice and granted me a CLI.
This my be a YMMV type of thing.
You are correct, every time I called I was told "I see you spoke to (blank) on (blank) date and time" They note to your account every time you call.
I don't see how it could hurt to attempt a second recon, I say go for it !
Same outcome.....They want to see a longer credit history from me with the 2 cards I do have.
@Maldanado wrote:Same outcome.....They want to see a longer credit history from me with the 2 cards I do have.
Sorry to hear that
Use the cards, pay them on time, and try again in 6 months, but it will be a hard pull for a CLI request.
Best of Luck!
Bummer, sorry to hear that you didn't get approved ~ but the good news is that there isn't any deragatory information holding you back such as late payments, etc..
I'm sure you will be approved after a few more months !