cancel
Showing results for 
Search instead for 
Did you mean: 

Redstone Pre-Approval...Pure Temptation

PullingMeSoftly
Valued Contributor

Redstone Pre-Approval...Pure Temptation

Since joining Redstone FCU, I've been relationship-building with some ongoing deposits, expanding savings, etc. The plan has been to apply for the Visa sig sometime in the near future, and possibly couple it with a Chase app when i'm 4/24 this summer. However, while keeping my powder dry, I just received this:

 

RedstoneFCU Pre-Approval1.png

RedstoneFCU Pre-Approval2.png

 

Very tempting, like someone left the garden gate open and is dangling a beer for the taking. Good to see that Redstone does their grouping of pre-approvals similar to Affinity FCU. I would imagine an acceptance of the offer would be SP, but maybe not? Not a huge fan of the 10k CL being offerred, but perhaps a call in to UW after acceptance might yield a better result.

 

Should i bite? Any Redstone insight is appreciated, especially anyone who has accepted a pre-approval. Please share your experience, thanks!






Message 1 of 6
5 REPLIES 5
hawkins
Frequent Contributor

Re: Redstone Pre-Approval...Pure Temptation


@PullingMeSoftly wrote:

Since joining Redstone FCU, I've been relationship-building with some ongoing deposits, expanding savings, etc. The plan has been to apply for the Visa sig sometime in the near future, and possibly couple it with a Chase app when i'm 4/24 this summer. However, while keeping my powder dry, I just received this:

 

RedstoneFCU Pre-Approval1.png

RedstoneFCU Pre-Approval2.png

 

Very tempting, like someone left the garden gate open and is dangling a beer for the taking. Good to see that Redstone does their grouping of pre-approvals similar to Affinity FCU. I would imagine an acceptance of the offer would be SP, but maybe not? Not a huge fan of the 10k CL being offerred, but perhaps a call in to UW after acceptance might yield a better result.

 

Should i bite? Any Redstone insight is appreciated, especially anyone who has accepted a pre-approval. Please share your experience, thanks!

 

Hey congradulations on all the great offers listed. I have the card in question and absolutely love it. If you like cash back this one can make you quite a bit of it. As to the CL im afraid to say that Redstone only goes to a maximum of 10K on the VS card. They changed that rule last year I think. They used to go as high as 50K but that is no more. Only people that are basically grandfathered in can have higher Cls than 10K. So if you are looking for a high CL this will never go higher than 10K unless they decide to change the rules again. Either way its a keeper card. Best of luck to you whatever you decide.

Message 2 of 6
JoeRockhead
Valued Contributor

Re: Redstone Pre-Approval...Pure Temptation

That's a very nice array of pre-approvals so my advice @PullingMeSoftly is this. Take that boat, and hook it to the RV, and take a little extended vacay to a quiet camping spot at the lake. While you're out floating on your boat enjoying that beer that lured you out of the garden and feel just a bit better about that "measly" 10k Visa Signature approval Smiley Very Happy (all in good natured jest) Best of luck with making a decision!

Message 3 of 6
PullingMeSoftly
Valued Contributor

Re: Redstone Pre-Approval...Pure Temptation


@JoeRockhead wrote:

That's a very nice array of pre-approvals so my advice @PullingMeSoftly is this. Take that boat, and hook it to the RV, and take a little extended vacay to a quiet camping spot at the lake. While you're out floating on your boat enjoying that beer that lured you out of the garden and feel just a bit better about that "measly" 10k Visa Signature approval Smiley Very Happy (all in good natured jest) Best of luck with making a decision!


Pure gold @JoeRockhead, awesome plan, love it






Message 4 of 6
Traveler101
Established Contributor

Re: Redstone Pre-Approval...Pure Temptation

What? No wings? Good luck on the angel or devil OP, whichever you decide.

Message 5 of 6
dlister70
Frequent Contributor

Re: Redstone Pre-Approval...Pure Temptation


@hawkins wrote:

Redstone only goes to a maximum of 10K on the VS card. They changed that rule last year I think. 

Interesting.  Thank you for the data point, I did not know that!  



Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.