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Reducing credit is fun

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Anonymous
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Re: Reducing credit is fun


@odd_dog wrote:

I realized in December my portfolio is getting way too out of hand....My scenario may be different than allot here...Never any baddies or lates. My oldest cards are from 1982 (chase) and 1984 (Amex) I travel allot for work and with the family sooooooo want those cards for status and perks. Also my wife will NOT own a credit card because of earlier identity theft problems so some of the cards you see in my sig I got just for her to use (and she dutifully pays them off every month!!) Still it is getting ridiculous to keep all these trophies, especially when the rewards overlap....want travel miles of course but also like the cash back, to that extent I have decided to get rid of store cards (even though they were the Visa/MC versions) Sorry so long but here is the list:

 

Bloomingdales Amex

Nordstrom Visa

FNBO bucks back

AA gold 

Hilton Amex (that had to go to get the Delta, yup flying them now because they have non stops from Boston to Orlando) Keeping the family happy!!

USAA Amex

 

Up on the chopping block this month:

 

Overstock (store version)

US bank, Cash +

Amex Business Gold

 

I am sure more will come up as I thin the herd.....It is fun to get rid of things not being used anymore.


+1-  definitely agree, odd_ dog! Smiley Happy

 

Enjoy your upcoming Delta trips, also! Smiley Happy

Message 51 of 52
odd_dog
Valued Contributor

Re: Reducing credit is fun


@Anonymous wrote:

@odd_dog wrote:

I realized in December my portfolio is getting way too out of hand....My scenario may be different than allot here...Never any baddies or lates. My oldest cards are from 1982 (chase) and 1984 (Amex) I travel allot for work and with the family sooooooo want those cards for status and perks. Also my wife will NOT own a credit card because of earlier identity theft problems so some of the cards you see in my sig I got just for her to use (and she dutifully pays them off every month!!) Still it is getting ridiculous to keep all these trophies, especially when the rewards overlap....want travel miles of course but also like the cash back, to that extent I have decided to get rid of store cards (even though they were the Visa/MC versions) Sorry so long but here is the list:

 

Bloomingdales Amex

Nordstrom Visa

FNBO bucks back

AA gold 

Hilton Amex (that had to go to get the Delta, yup flying them now because they have non stops from Boston to Orlando) Keeping the family happy!!

USAA Amex

 

Up on the chopping block this month:

 

Overstock (store version)

US bank, Cash +

Amex Business Gold

 

I am sure more will come up as I thin the herd.....It is fun to get rid of things not being used anymore.


+1-  definitely agree, odd_ dog! Smiley Happy

 

Enjoy your upcoming Delta trips, also! Smiley Happy


Thanks Humuhum.....    The kids are just spoiled and don't like "layovers" with American, so Delta for our Disney trips it is!!  I just asked US bank for my "gift card" yesterday so as soon as I get that Bye Bye Cash plus....this is so infectious just like apping.....Next - maybe this weekend is Overstock...16K limit but I have little to no util right now anyway....now only problem is looking at what is left...I may try to convert my Marriott card to the Ritz card.........then I should be set.....Of course with that AF I may now put the Hawaiian Air Card on stand-by to "deboard" my collection!!  LOL

 

edit for spelling.....

Message 52 of 52
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